Senior Mortgage Lender Job at Civista Bank, Dublin, OH

akxqSUFOb2MzR2paSlQ5dG8rSEs0T2pxQWc9PQ==
  • Civista Bank
  • Dublin, OH

Job Description

Civista Bank

Description:

Position Purpose:

The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve.

Key Accountabilities, Responsibilities, and Expectations:

  • Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations.
  • Meet with customers and prospective customers at various locations.
  • Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines.
  • Inform prospective clients of the bank's underwriting guidelines and applicable government regulations.
  • Screen loan requests based on bank policies and on types of loans offered by the institution.
  • Propose and review various loan options with prospective clients.
  • Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
  • Answer incoming phone calls and schedule appointments.
  • Communicate complex approvals or denials to the borrower, real estate agent or builder.
  • Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management.
  • Promotes and participates in the bank's special credit programs and other CRA programs.
  • Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects.
  • All other duties as assigned and any activities that support the key accountabilities.

Requirements:

Qualifications, Knowledge and Skills:

  • Five + years Mortgage Lending experience in a financial institution or loan office setting.
  • Bachelor's Degree in Business or Finance or three years equivalent work experience.
  • Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area.
  • Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations.
  • Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position.
  • A high level of initiative, thoroughness, accuracy and organizational skills required.
  • Detail oriented with strong analytical skills.
  • High level of confidentiality required.
  • Solid oral and written communication skills.
  • Ability to manage multiple priorities/projects with varied deadlines.

Job Requirements:

  • This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales.
  • Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth.
  • Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions.
  • Work involves lifting and moving loan files of up to 15 lbs.
  • Work involves some travel to attend meetings, trainings, real estate office visits, and so forth.

This Position Description is not a complete statement of all duties and responsibilities comprising this position.

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time.

PIabbac9896b4f-30492-35708643

Job Tags

Work experience placement, Local area,

Similar Jobs

Staff Management | SMX

Material Handler Job at Staff Management | SMX

 ...Calling all hard-working individuals in Garrettsville, OH! Ready to step into a Material Handler role with Staff Management? We're offering $16.00/hour for 1st Shift 7:00 am-7:00 pm - 2 days on/2 days off. Work 3 days one week and 4 days next, every other weekend off,... 

Manpower San Diego

Customer Service Manager Job at Manpower San Diego

 ...Job Title: Customer Service Manager Location: Otay Mesa, San Diego, CA (Full-time, Onsite) Schedule: Monday Friday (shift assigned...  ...ll lead and manage the operations of a high-volume inbound call center focused on serving customers of the companys Toll Roads... 

Tech Mahindra

Test Engineer Job at Tech Mahindra

 ...Dear Connections, Role:- Device Test Engineer (Onsite) Location- Fremont, CA Salary- The pay range for this role is $90,000 - $100,000* per annum including any bonuses or variable pay. Tech Mahindra also offers benefits like medical, vision, dental, life, disability... 

IGT

Analista de Seguridad y Salud en el trabajo Job at IGT

 ...SST con apoyo de asesor externo. Confeccionar y publicar mensualmente Boletines Informativos (Temas de Seguridad y Salud en el Trabajo)Ejecutar Programa de Inspecciones en oficina y almacn. Coordinar asistencia a Charlas de Capacitacin y realizar reportes... 

Closet Factory of Orlando/Tampa

Cabinet/Closet Installer Job at Closet Factory of Orlando/Tampa

 ...custom storage solution authority serving the worldwide need for custom space organization throughout the home. We design, sell and install custom closets, home offices, garages, home theaters, pantries, bookshelves and more. Our products are of the highest quality. We...